Interactive and printable worksheets for elementary-age children on:
So many people enter adulthood with less than ideal financial habits: spending irresponsibly, treating credit cards like cash, not paying debts on time, making no provisions for emergencies, etc.
Some of it, like going into debt, is a necessity for some people because of their circumstances.
But a lot of it is also because they just don’t know — and weren’t taught — better. Many grew up in households where the adults who raised them also had bad financial habits.
To be clear, this is NOT about judging people. If it’s a choice between going into debt and going hungry, we would all likely choose debt too. Most of us would do anything for our families.
But the thing is: bad financial habits tend to create a cycle.
And if people are ever going to break out of that cycle of debt and spending, they need to learn good financial habits. They need to learn how to set goals, make choices, form plans and put them into action so that they can — slowly but surely, no matter how slowly! — work towards financial stability.
And it’s best if we all learn to do that at a young age!
They can be used before a more detailed lesson — as an eye-opener or an assessment of previous knowledge — or after a lesson to reinforce learning.
The worksheets can be answered online, right here on this page, but there are also links to downloadable PDF files if you prefer to work with printable worksheets.
Here’s to nurturing financially smart kids who can become financially wise adults!
Note on the Worksheets
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Words in this puzzle: budget, cost, earn, emergency, income, job, needs, saving, spending, wants