The core messages below, which I copied from DepEd’s Financial Education Policy, are divided into eight categories: general, earn, save, spend, budget, donate, invest, protect. They’re not, like, a model of copywriting — with some inconsistent structure, some outright typos, and word choice that’s just kind of off sometimes — but I’ve tried to stay faithful to their original form. Hopefully, this list can serve as a springboard for more polished educational materials in the future.